Fixed Deposits –
Secure & High-Return Investment!
✅ Low-Risk & Secure – Enjoy a safe investment with guaranteed returns.
✅ Fixed Interest Earnings – Earn stable returns, unaffected by market fluctuations.
✅ Flexible Tenure Options – Choose short-term or long-term FD plans as per your financial goals.
✅ Higher Rates for Seniors – Special interest rates for senior citizens for added benefits.
✅ Tax-Saving Benefits – Save tax under Section 80C with a 5-year tax-saving FD.
✅ Loan Against FD – Access funds instantly without breaking your fixed deposit.
Grow your wealth with Lakshya Investment & Insurance—Invest in Fixed Deposits today!
Who Should Invest in Fixed Deposits?
✅ Risk-Averse Investors – Ideal for those who want stable & guaranteed returns.
✅ Senior Citizens – Earn higher interest rates and ensure financial security.
✅ Salaried Professionals – Secure your savings with an FD for guaranteed growth.
✅ Retirees – Generate a steady income with interest payouts.
✅ Short-Term Investors – Park surplus funds in an FD for assured short-term gains.
✅ Tax Savers – Save tax with a 5-year Tax-Saving FD under Section 80C.
✅ Parents & Guardians – Plan for your child’s education & future expenses securely.
Fixed Deposits = Stability + Growth—Start Investing Today!
Low-Risk & Secure
Assured Returns
Tax-Saving Benefits
Types of Fixed Deposits (FD)
✅ Regular Fixed Deposit – Fixed tenure, guaranteed interest, ideal for all investors.
✅ Tax-Saving FD – 5-year lock-in with tax benefits under Section 80C.
✅ Senior Citizen FD – Higher interest rates for individuals aged 60+.
✅ Cumulative FD – Interest is compounded and paid at maturity for better returns.
✅ Non-Cumulative FD – Interest is paid monthly, quarterly, or yearly for regular income.
✅ Flexi FD – Linked to a savings account, allowing partial withdrawals while earning FD rates.
✅ Corporate FD – Offered by NBFCs & companies, often with higher returns than bank FDs.
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